"Your money friends" at Franklin Savings understand your need for a big purchase or some extra cash. That is why we have a variety of loan products with different terms and rates to fit your needs.

Home Equity Loans

• borrow on equity in your home

Second Morgtgage - Current Rates

Description Rate APR 60 Months < 80% 6.25% 6.97% 120 Months < 80% 6.75% 7.07% 180 months < 80% 7.00% 7.23% Rates effective: FRIDAY JULY 3, 2009 Interest rates subject to change at any time without notice. Subject to Applicable Service Fees and Disclosures

Lines of Credit

• open-ended revolving line of credit to use as you see fit

Home Equity Line of Credit - Current Rates

Description Rate APR 120 Months < 80% (Prime minus 1%) 3.50% 3.50% Rates effective: FRIDAY JULY 3, 2009 Interest rates subject to change at any time without notice. Subject to Applicable Service Fees and Disclosures

Car Loans

Auto Loans - Current Rates

Description Rate APR New/Used 2009/2008 60 Months - LTV 100% 5.875% 6.571% Used 2007/2006 48 Months - LTV 80% 5.875% 6.569% Used 2005/2004 36 Months - LTV 80% 6.45% 7.375% Used 2003/Older 24 Months - LTV 80% 7.00% 8.351% Rates effective: FRIDAY JULY 3, 2009 Interest rates subject to change at any time without notice. Subject to Applicable Service Fees and Disclosures

Unsecured Signature Loans

Unsecured Signature Loans - Current Rates

Description Rate APR 36 Months 15.00% 16.405% Rates effective: FRIDAY JULY 3 , 2009 Interest rates subject to change at any time without notice. Subject to Applicable Service Fees and Disclosures

Student Loans

• funding for higher education

Passbook Loans

• unique loan that won’t disturb your savings